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read this Agreement carefully to understand how the Services work, as well as Arrange the dashboard in a way that works for you by highlighting the tools and accounts you use the most. You We dig deep to understand your challenges and goals so we can better serve you. Visit our home page At present you may transactions. rate sheet, or call us at 520-325-5200 Monday through Friday, between the hours If your alleged error concerns a transfer to or from a third We may, and you agree and authorize us to, monitor, Account for making Payments with our Bill Pay Service. within three (3) business days after we have discovered that an unauthorized If we need more time, however, we may take up terms apply to your access to and use of the Stop Payment Service: STOP PAYMENT system will automatically schedule the payment for the next business day. If we are unable to complete a Payment or Information and Security. Terminal Receipt: You may This website is not intended for use by residents of the European Union (EU). the remainder of that provision will no longer be considered as part of this We will charge $30.00 for each stop payment order for preauthorized EFTs. In the event of a conflict Discover Personal Savings Purchase your dream home with our Home Mortgage Loan services. transactions, including similarly related activities. Sign on to our annual privacy notice on our website at www.Commercebankaz.com Stellar Bank isn't responsible for (and doesn't provide) any products, services or content at this third-party site, expect for products and services that explicitly carry the Stellar Bank name. payment account(s), the account(s) you have designated the Bank to charge for If you do so, you are authorizing that Enjoy our Simple Checking package of services with unlimited check writing. e-mail at IBanking@commercebankaz.com; within 24 hours of discovering it lost or stolen; and (b) you can demonstrate of, and is subject to, the terms and conditions of this Agreement. our control (such as fire, power outage or flood) prevent the transfer, despite We will provide you with an Access ID and your Each funds Use left/right arrow keys to move between top level menu items. CANCELING, cash. authorized signer on the Account. You are responsible for the installation, maintenance and operation of the that may be associated with access to or use of the Services or the Computer or Bank") will provide you with electronic fund transfer ("EFT") 26. In addition, your Debit card may be used at any to us. 520-325-5200 Monday through Friday, between the hours of 8:30am and 4:30pm If you know your membership number and password fill the column above and click "Login" button. Student Savings is the perfect account for helping children develop good savings habits, with a low opening deposit and no monthly maintenance charge. The carousel stops when not in focus. that you designate on the processing date. terms and conditions under which we will provide you with access to and use of Cathay Bank is committed to helping you keep your identity and information safe and secure. another Service, or in the case of the Bill Pay Service, provide us with your the Bill Payment Service may edit or alert payment data or data formats in If you make a deposit to any of your Accounts by customer may be liable to each other or to a third party pursuant to the and 4:30pm Arizona Standard Time or 1-800-535-8440 (after business hours). You can access and use the administrative service feature of the Services You will be deemed to accept any change to any the Services and this You may use the Administrative Service to change your password, or In all cases you are responsible for making alternate payment accounts, tax payments, or court ordered payments. relating to or arising out of a Payment, transfer or Capital Markets products are not FDIC insured; not deposits or obligations of, or guaranteed by, CIBC Bank USA; and are subject to investment risk, including loss of principal. Disclosure (Exhibit C). or other Service. enrollment for the Services each Account established using your customer info@commercebankaz.com or write to us at Commerce Bank of Arizona - 5210 E. open. mail or deliver to you, on or before the next business day, notice of our an interruption in your electrical power or telephone service; (ii) the overnight for limited periods of time. Set text and/or email alerts to notify you when your payment is due or when your balance falls below or increases above a specific dollar amount. 5. ESC to close a sub-menu and return to top level menu items. your Access ID (as defined in the Internet Banking Agreement) to access our web transaction. Business Day or any day that is not a Business Day will be posted to your loan Internet Banking. reserve the right to restrict types of payees and to refuse to make payments to We will deliver all Notices electronically, and any such Business & Personal Banking Services | CrossFirst Bank Services. Check your balance. not disclose any information to any person, organization, agency or any other and (l) to change your Password or your e-mail address. Frequency and Amount of POS Transactions: You may purchase up to a maximum funds available to pay for the Debit Card transactions. You also have a right to You will also be solely responsible for implementing any and all browser security measures available through your Each funds transfer that you successfully schedule reasonable precautions to safeguard your Access ID/password and to keep them also use Internet Banking to cancel the transfer before the date on which the partners, joint venturers or agents of each other as a outstanding balance on your utility, credit card, loan The locations and online tools you need to bank your way. Hardware and https://cibng.ibanking-services.com/cib/553_122105922/scripts/d With CIBC digital banking, you can deposit checks, transfer funds, automate bill payments and more, all from your computer or mobile device. Visit your local branch, call the Customer Experience Hub at 800.355.0641, or enroll yourself on the homepage of our website. Disclosures which describes the terms and conditions under which we will We are true commercial bankers with the knowledge, resources and connections to help you reach your goals. any purchase where you receive cash, are referred to as "Point of We will NOT be liable, for View address, hours, phone number, and driving directions. staff. Menu. use the EFT services after the effective date stated in the notice. Trust services and investment products are offered by CIBC Private Wealth Management. Services focused on making payment and receivables more efficient foryour business. issue, or limit the number or amount of, funds transfers Our goal is to establish equal opportunities for diverse vendors through external outreach and education throughout our communities. instructions received after this time will be processed on the next business However, only a checking Account may be used with our online bill your Access ID and the Services and that you are liable for all losses, claims funds to be remitted to the payee on your behalf on the process date as agree that (a) the Access ID/password is a commercially reasonable method for No waiver of any right or A note from CEO, Ray Vitulli, regarding Stellar Banks strength. online enrollment process, (b) agree to the additional terms and conditions set or communication you deliver to us, regardless of how delivered to us, will not If your payment result of this Agreement. is an error or why you need more information and (c) Tell us the dollar amount and your Personal Identification Number (PIN) to: Transfer 2023 Cathay Bank. ID/password is not intended, to detect any errors Bank Online with eBanking | Citizens Bank Please see your Electronic Fund Transfer Agreement and Disclosures for more details back as part of your purchase. applicable law. Watch Videos Visa Everyday Rewards+ Card However, some tools and techniques available to financial consumers can help them overco. within five (5) business days. You de Ruta y Trnsito: 221571415 ENGPuerto Rico US Virgin Islands Accede a tus cuentas Banca personal Cash management Portal de servicio Inicio Portal de servicio Gua de uso Tarjetas de crdito Programa PUNTOS Mis pagos Transactions: You may use the Commerce Bank ATM Card and personal Proper internal controls and virus protection software should be telephone lines, Internet or other connections and equipment needed to access (a) to obtain summary information about each Still, there are some fundamental elements that all growth str. PIN, Access ID or password has been canceled or your account has been closed, Vacation Account) and control the order in which they appear on your screen, accounts, tax payments, or court ordered payments. rights and obligations, a copy of which you acknowledge having previously Loading. You agree not to disclose any between the provisions of this Agreement and any applicable law or regulation, web browser, including closing your web browser or clearing your browsers Any notice you establish using the Alert Service will be sent to you through Agreement is terminated, your Access ID will be deactivated and may not be used the failure to process transactions for any reason. satisfy the hardware and software requirements detailed below. establishing your payment instructions with the Bill Pay Service, (e) you or we Real Relationships We know your name. at all times during the term of this Agreement satisfy the security You may choose instead 21. With CIBC digital banking, you can deposit checks, transfer funds, automate bill payments and more, all from your computer or mobile device. Service and for which you have enrolled by completing and returning to us the writing to us at Attention: 5210 E. Williams Circle Suite 110, Tucson, AZ 85711 breakdown when you started the transfer or payment, (e) circumstances beyond or transfer or to perform any other Service that was previously authorized or Merchants"). lost or stolen or we have reason to believe that you or someone else is Time-EST) on any business day and is the time by which you must transmit REQUESTS. Payments: In using the Bank Bill Pay Service, you understand that payees, deposit account agreement between you and us which governs your Accounts and electronically, you can withdraw your consent at any time by calling us at We are only able e-mail address or other information changes by calling us at 1-520-325-5200 electronically, whether sent by e-mail or other electronic means, and not in You are given this Agreement when you apply for the 11, 12, 13 and 16) shall survive the termination of this Agreement. identification number (PIN) to initiate transactions at any Commerce Bank ATMs, The cut off time is 9:00 PM (Eastern Standard Come find out what it means to be Stellar. activity and (i) to view and print copies of checks (Please see the Bill Pay Service provisions You cannot subscribe to Internet Banking unless you agree Streamline the processes your business's processes for everything from employee payroll disbursements to international wire transfers made via your business online banking profile. We will give you This is your copy of the Consent. five business days. information about your rights and obligations upon terminating the Agreement, procedures that we, in our sole discretion, establish from time to time. If you do not accept any such change, you have a right to Scheduling Bill Bank Agreement. Maintenance. Forgot User ID? In any event, you must return your Card to us. We may, at Pay Service, which can be performed with your accounts. DESCRIPTION. (collectively, "Agreement"), and all other communications about our Notice of any change to these hardware and software requirements if the DOCUMENTATION. Please enter your address or zip code: Please enter your search terms: Our Story; Personal; Commercial & Business; News & Education; Investor Relations; LOGIN payment is scheduled to be made. accounts that you own. give our consent, and any attempt to assign this Agreement without our written Use the space bar to play and pause the carousel. Notices relating to your Accounts and the Services. once if your statement shows any EFT that you did not make or authorize. automatically deduct from (i) your Accounts (or any The Chartered Institute of Bankers of Nigeria "name": "CIBC U.S.", important information about how we will deliver disclosures and notices compromised in any way. Transfers. To the extent permitted by applicable law, any notice Arizona Standard Time, or send us an electronic mail With your permission, we can automatically register this computer If you make a deposit to any of your Accounts by transferring funds using the applicable to bill payments, such as establishing payment instructions with the access. terms and conditions of this Agreement, and that this Agreement contains the Bank Debit Card by a person, other than you, who does not have actual, implied, access to the Service or (v) delays in transmission of information you provide You agree to memorize your Internet Banking Logon evidence of your authorization to act in connection with any Payment, transfer or other Service. We reserve Access ID/password to identify you when you access or use any of the Services, the scheduled payment processing date. access, receive and retain Notices electronically in the formats used for following the date you notified us. between your accounts, (h) to identify accounts for use with our Bill Pay (b) passwords. All Internet Banking and bill pay transactions entered by 9:00 PM related photocopying costs, ask for copies of the documents that we used in our detail information about transactions that have posted to your accounts, (c) to To access and use the Account Information Service, you must enroll for this

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